zero balance bank account Archives

How to open a zero balance account at Kerala Gramin Bank

Posted on 08/01/2018 by admin | 0 comments

Today we are introducing the way to start a zero balance bank account at Kerala Gramin Bank.We already introduced the method to open zero balance account at the federal bank.Most of the banks are now not proving zero balance account.we need to deposit a minimum balance at the account or need to do monthly average amount transaction our account.The monthly average balance will vary depending on the bank and location.The monthly average balance will be starting from 1000 Rs.In gramin location, the minimum monthly balance will be 1000, 5000 in semi-urban locations 1000 in metro locations.Banks will charge a penalty if you do not maintain monthly balance on the account.

Many of the common peoples are suffering due to the monthly average balance rule.They don’t know about the monthly average balance rule.So withdraw the amount completely and the bank will penalize for breaking the monthly average balance limit on the account.Zero balance account will be very helpful in this situation.But most of the banks are now not proving zero balance account.Some banks are proving zero balance account for new account opening through there mobile app.Kerala graming bank will be providing zero balance account facility for the customers who open an account through the mobile app.

How to open Zero balance bank account at Kerala Gramin Bank

Download Digi-KGB info and selfie app from play store. Download DiGi KGB – Info and Selfie App Now
Open the application.Enter 10 digit mobile number.Now you can see two options.Open a bank account and already have a bank account
Select Open a bank account option.
Now you will get an OTP at the entered mobile number.Enter the OTP and verify.
After that enter your personal details and Aadhar number
Then take a selfie using the app and upload a photo of your Aadhar card
Select your nearest Kerala Gramin bank Branch
Finally, you will get the Bank account details.
Your zero balance account will be ready.happy baking

How to apply for a zero balance bank account

Posted on 08/01/2018 by admin | 0 comments

Now the zero balance bank account opening is limited by all banks. All banks need a minimum balance on the account. The minimum balance amount will be depending on the bank, branch, and location. The minimum balance amount will be high in metro location and low in village locations. Some banks are providing zero balance account as the part of Pradhanmantri schemes. But this is not available to all the users. Also, there are so many limitations like no internet banking, no higher transaction amount and much more. Then there is any way to open a zero balance account with all feature without any restrictions? Yes, the solution is here.

You can now open federal bank zero balance account without any restrictions. If you go directly to a bank branch to open an account, then this zero balance account feature will not get from there. Because I will be only available through the internet. You can open zero balance account through the mobile app federal bank fed book selfie offered by the federal bank. The application is available for both Android and iOS users. If you have a valid mobile number that will not be registered with any bank account at the federal bank, PAN Card and Aadhar number, then you can open a federal bank fed book selfie account by using the app. Just follow the instruction below.

How to open zero balance bank account using federal bank fed book selfie app

Requirements:

1)Mobile number not registered with any accounts in federal bank\

2)Aadhar number’

3)PAN card

How to open

Just download federal bank fed book app from play store or iPhone store
Click create a new account field
Enter mobile number and verify with OTP
Enter Aadhar number and Other details they ask
After completion of steps, you get account number instantly
After that visit the branch you selected and submit the hard copy of the documents they ask.
Account opening is success full. You will get ATM card, Checkbook and accessories through speed post.

Features of the zero balance account opening through Fed Book Selfie App

Zero balance account without any restrictions
Free ATM and Checkbook (First time)
Get premium Visa Gold Debit Card
Debit card is international supportive
You can withdraw daily maximum 1 lack rupees through ATM
You can spend daily maximum 1 Lakh for shopping and Online portals

Posts - 2 results

How to open a zero balance account at Kerala Gramin Bank

How to open Zero balance bank account at Kerala Gramin Bank

How to apply for a zero balance bank account

How to open zero balance bank account using federal bank fed book selfie app

Features of the zero balance account opening through Fed Book Selfie App

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