Today we are introducing the way to start a zero balance bank account at Kerala Gramin Bank.We already introduced the method to open zero balance account at the federal bank.Most of the banks are now not proving zero balance account.we need to deposit a minimum balance at the account or need to do monthly average amount transaction our account.The monthly average balance will vary depending on the bank and location.The monthly average balance will be starting from 1000 Rs.In gramin location, the minimum monthly balance will be 1000, 5000 in semi-urban locations 1000 in metro locations.Banks will charge a penalty if you do not maintain monthly balance on the account.
Many of the common peoples are suffering due to the monthly average balance rule.They don’t know about the monthly average balance rule.So withdraw the amount completely and the bank will penalize for breaking the monthly average balance limit on the account.Zero balance account will be very helpful in this situation.But most of the banks are now not proving zero balance account.Some banks are proving zero balance account for new account opening through there mobile app.Kerala graming bank will be providing zero balance account facility for the customers who open an account through the mobile app.
How to open Zero balance bank account at Kerala Gramin Bank
- Download Digi-KGB info and selfie app from play store. Download DiGi KGB – Info and Selfie App Now
- Open the application.Enter 10 digit mobile number.Now you can see two options.Open a bank account and already have a bank account
- Select Open a bank account option.
- Now you will get an OTP at the entered mobile number.Enter the OTP and verify.
- After that enter your personal details and Aadhar number
- Then take a selfie using the app and upload a photo of your Aadhar card
- Select your nearest Kerala Gramin bank Branch
- Finally, you will get the Bank account details.
- Your zero balance account will be ready.happy baking